Accessible, Reliable, and Value-Added

Financial services

The financial services industry is an industry that provides economic services to individuals. It includes many different types of businesses, including credit unions, banks, and credit-card companies. These businesses provide a wide variety of financial services for their customers. The key to providing quality services is to make sure that the services are accessible, reliable, and value-added.

Digital financial services must be reliable

For these services to succeed, they must be highly reliable, secure and easy to use. They should also offer clear benefits over cash. There are a number of important reasons for this.


The Americans with Disabilities Act (ADA) requires financial institutions to provide accessible financial services for customers with disabilities. Courts have upheld the law, so financial institutions must take steps to make their websites accessible. These steps include screen readers, talking ATMs, and braille displays. However, many financial institutions have been operating for decades, and making the changes needed to comply with the law will require overhauling the website code.


Value-added financial services enable ISVs to increase wallet share and expand their reach by providing additional services that are beneficial to their customers. According to recent research, nearly a third of small business owners find value in these services, including accounting solutions, business credit cards, and fraud management. In addition, offering these services can help ISVs capture more nonpayment-related spending, which averages more than $11,000 per small business owner each year.

Investment banks

Investment banks are financial institutions that help large organizations finance growth, research, and expansion projects. These financial institutions act as middlemen between investors and companies and create and maintain markets for various securities. Investment banks also provide financial advice and manage capital.

Insurance companies

Insurance companies provide financial services to individuals and businesses by underwriting economic risks and making contingent promises to pay out money in case of losses. They offer both personal and business insurance and are classified into two main categories: life insurance and property insurance. Life insurance covers individuals and businesses against unforeseen events like death, disability, or property damage. Property insurance is also available to every sector of the community. To evaluate the risk involved, insurance companies use a wide range of information.


If you’re a financial services provider, payments are an important part of your business. You have to accept payments for a variety of reasons, from reducing fraud to protecting those who can’t afford to pay. Payment acceptance rates vary widely, and they are mostly determined by jurisdiction and regulation. The consequences of declining a payment can be significant. Studies show that over 60% of customers who fail to complete a transaction will not re-attempt it, which can cost you a great deal of business and money.

Securities traders

The Securities Traders Association of New York (STANY) is a trade association for securities traders in the New York metro area. Its members include brokers, dealers, exchanges, asset managers, and systems providers. These professionals work to make the market a better place for all investors by participating in a variety of activities related to securities trading. As a member-based organization, STANY helps its members engage in advocacy efforts and provide input to regulators and legislators.